Active Listings Denver Neighborhoods What's My Home Worth? My Professional Values 📞 Call (720) 402-5843 ✉ gene@rebygene.com

First-Time Buyers · Denver Metro

Buying your first home
in Denver, CO.

Buying your first home is one of the biggest decisions of your life — and Denver's market moves fast. E.J. Williams (RE/MAX InMotion) guides first-time buyers through every step at zero cost to you.

← Back to home
✓Zero cost to buyers
✓Down payment assistance
✓No pressure, ever

Free — Takes 60 seconds

Get your free Denver buyer roadmap

A personalized guide to buying your first home in Denver — matched to your timeline and budget.

1
Denver neighborhood guide matched to your budget & lifestyle
2
Pre-approval checklist & introduction to trusted local lenders
3
Colorado down payment assistance programs you may qualify for
4
Free strategy call with E.J. — no obligation, no pushy sales

By submitting, you agree to be contacted by E.J. Williams (RE/MAX InMotion). Your information is never sold.

$0

Cost to you as a buyer

$25K

Max CO down payment assistance

3.5%

Min FHA down payment

24hr

E.J.'s response commitment

Step by Step

The Denver first-time buyer process

1

Free Strategy Consultation

Talk with E.J. about your goals, budget, and timeline. Understand exactly what to expect in Denver's current market.

2

Get Pre-Approved

E.J. connects you with trusted Denver lenders who specialize in first-time buyer programs, FHA loans, and Colorado down payment assistance.

3

Search & Tour Homes

Access both MLS listings and E.J.'s off-market network. Tour homes in Lakewood, Thornton, Aurora, and anywhere across the Front Range.

4

Make a Strong Offer

E.J. analyzes comps and market conditions to craft a competitive offer strategy — so you win in Denver's market without overpaying.

5

Inspection & Appraisal

E.J. guides you through the inspection process, helps negotiate repairs, and coordinates with the lender's appraiser to keep your deal on track.

6

Close & Get Your Keys

E.J. is with you at the closing table. From contract to keys, you always know exactly where things stand.

First-Time Buyer FAQ

Your questions answered

FHA loans require 3.5% down. Conventional loans can go as low as 3% for first-time buyers. Colorado's CHFA FirstStep program and Metro DPA (Denver-specific) offer up to $25,000 in down payment assistance for qualifying buyers. E.J. will connect you with the right lender for your situation — at no cost.
FHA loans accept scores as low as 580 with 3.5% down. Conventional loans typically require 620+. The higher your score, the better your rate will be. E.J. works with lenders who offer credit improvement guidance if you need time to strengthen your score before buying.
Top areas for first-time buyers include Lakewood (starter homes with good appreciation), Thornton (value + light rail), Aurora (most affordable single-family options under $450K), and Green Valley Ranch (newer construction at accessible price points). E.J. will match you to the right area based on your budget, commute, and lifestyle — free, no pressure.
From pre-approval to closing typically takes 45–60 days in Denver. The search phase varies — some buyers find a home in days, others take a few months. Getting pre-approved first is critical so you can move quickly when the right home comes up in Denver's competitive market.

Ready to get started?

Let's find your next Denver home.

Free consultation. No pressure. E.J. Williams Homes is ready to guide you through every step of your Denver real estate journey.

Or reach out directly: (720) 402-5843 · gene@rebygene.com

📞 Call E.J. Now